Lincoln, IL
Lincoln, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lincoln lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 7,387 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lincoln at the 15th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lincoln's buildings actually sit
USFS classifies 98.9% of Lincoln's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,387 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lincoln against the rest of the country
Compare Lincoln's two percentiles: 53rd within Illinois, only 15th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lincoln ranks 26,843 for wildfire risk (1 is highest) and 2,310 by building count (1 is largest). Within Illinois alone, it ranks 682 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 15th national percentile, Lincoln rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lincoln
Lincoln's 98.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lincoln's figures come from
Every one of the two percentiles behind Lincoln's 26,843-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lincoln's dominant minimal exposure actually means, with real examples from across the dataset.