Lincoln, IA
Lincoln, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lincoln lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 148 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lincoln at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Lincoln rates 95.3% Minimal exposure against just 4.7% Direct and 0% Indirect — of 148 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lincoln ranks
Lincoln scores 3rd nationally and 6th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lincoln ranks 30,517 for wildfire risk (1 is highest) and 26,949 by building count (1 is largest). Within Iowa alone, it ranks 959 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Lincoln
Lincoln's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 95.3% of buildings rated Minimal exposure, Lincoln gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lincoln's figures come from
The methodology guide shows exactly how USFS turned 148 counted buildings into the percentiles shown above for Lincoln. The exposure-zones guide covers what Lincoln's dominant minimal exposure actually means, with real examples from across the dataset.