Lincoln, CA
Lincoln, CA's wildfire risk, in USFS's own numbers
USFS scores Lincoln at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 19,906 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincoln's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
What "at risk" means for the buildings here
Most of Lincoln's buildings (82.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 19,906 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lincoln compares
Inside California, Lincoln sits at just the 57th percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lincoln ranks 3,740 for wildfire risk (1 is highest) and 708 by building count (1 is largest). Within California alone, it ranks 676 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Lincoln sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 88th-percentile score like Lincoln's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Because 82.3% of Lincoln's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 19,906 counted buildings into the percentiles shown above for Lincoln. For more on what indirect exposure implies beyond Lincoln, see the exposure-zones guide.