Lincoln Beach, OR
Lincoln Beach, OR's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lincoln Beach at the 46th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,332 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincoln Beach's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Lincoln Beach's building exposure, zone by zone
91.9% of Lincoln Beach's 2,332 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 4.8% Direct and 3.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Lincoln Beach compares
There's little gap between Lincoln Beach's 46th national percentile and its 43rd percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lincoln Beach ranks 16,904 for wildfire risk (1 is highest) and 6,641 by building count (1 is largest). Within Oregon alone, it ranks 242 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Lincoln Beach and the insurance market
Because Lincoln Beach is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lincoln Beach (91.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lincoln Beach's figures come from
The methodology guide shows exactly how USFS turned 2,332 counted buildings into the percentiles shown above for Lincoln Beach. The exposure-zones guide covers what Lincoln Beach's dominant indirect exposure actually means, with real examples from across the dataset.