Limestone Creek, FL
How exposed is Limestone Creek to wildfire?
Limestone Creek's 396 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Limestone Creek's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Limestone Creek's building exposure, zone by zone
43.2% of Limestone Creek's 396 buildings sit in USFS's Direct exposure zone, roughly 171 structures close enough to burnable vegetation for flame contact, not just embers — 16.4% fall in the Indirect, ember-only zone and 40.4% are Minimal.
Where Limestone Creek ranks
Limestone Creek's 87th national percentile looks worse in isolation than its 71st ranking inside Florida does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Limestone Creek ranks 4,127 for wildfire risk (1 is highest) and 19,293 by building count (1 is largest). Within Florida alone, it ranks 276 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Limestone Creek and the insurance market
At the 87th percentile nationally, Limestone Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Limestone Creek's 43.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Limestone Creek's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Limestone Creek, see the exposure-zones guide.