Lima, OH
How exposed is Lima to wildfire?
Lima sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 17,220 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lima's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
Only 4.1% of Lima's 17,220 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 17,220 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lima against the rest of the country
Lima's 23rd-percentile standing inside Ohio outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lima ranks 30,114 for wildfire risk (1 is highest) and 837 by building count (1 is largest). Within Ohio alone, it ranks 972 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Lima and the insurance market
At the 5th national percentile, Lima rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 95.9% of buildings rated Minimal exposure, Lima gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lima's figures come from
Every one of the two percentiles behind Lima's 30,114-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lima's dominant minimal exposure actually means, with real examples from across the dataset.