Lily Lake, WI
Lily Lake, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lily Lake lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 441 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lily Lake at the 32nd percentile, close to its 32nd-percentile risk score.
Lily Lake's building exposure, zone by zone
USFS classifies 67.4% of Lily Lake's buildings as Direct exposure, higher than its 29.3% Indirect share and far above its 3.4% Minimal share — a profile where 297 structures sit close enough to vegetation that lot clearing matters most.
Lily Lake against the rest of the country
Within Wisconsin, Lily Lake ranks higher (71st percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lily Lake ranks 21,478 for wildfire risk (1 is highest) and 18,447 by building count (1 is largest). Within Wisconsin alone, it ranks 237 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Lily Lake and the insurance market
Lily Lake's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 67.4% of Lily Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lily Lake's 21,478-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lily Lake, see the exposure-zones guide.