Lilly, GA
How exposed is Lilly to wildfire?
USFS's Wildfire Risk to Communities model puts Lilly at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 103 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lilly at the 55th percentile, close to its 55th-percentile risk score.
Lilly's building exposure, zone by zone
USFS classifies 63.1% of Lilly's buildings as Direct exposure, higher than its 36.9% Indirect share and far above its 0% Minimal share — a profile where 65 structures sit close enough to vegetation that lot clearing matters most.
How Lilly compares
Lilly's 55th national percentile looks worse in isolation than its 12th ranking inside Georgia does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Lilly ranks 14,110 for wildfire risk (1 is highest) and 28,881 by building count (1 is largest). Within Georgia alone, it ranks 589 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Lilly's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lilly
With 63.1% of Lilly in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lilly's figures come from
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Lilly. The exposure-zones guide covers what Lilly's dominant direct exposure actually means, with real examples from across the dataset.