Lilbourn, MO
Lilbourn wildfire risk explained
Lilbourn's 705 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lilbourn's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Lilbourn's buildings actually sit
73.8% of Lilbourn's 705 buildings sit in USFS's Minimal exposure zone, with only 26.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Lilbourn ranks
There's little gap between Lilbourn's 2nd national percentile and its 3rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lilbourn ranks 30,927 for wildfire risk (1 is highest) and 14,603 by building count (1 is largest). Within Missouri alone, it ranks 1,036 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Lilbourn
At the 2nd national percentile, Lilbourn rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Lilbourn's 73.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lilbourn's figures come from
The methodology guide shows exactly how USFS turned 705 counted buildings into the percentiles shown above for Lilbourn. The exposure-zones guide covers what Lilbourn's dominant minimal exposure actually means, with real examples from across the dataset.