Libertyville, IL
How exposed is Libertyville to wildfire?
USFS's Wildfire Risk to Communities model puts Libertyville at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 7,729 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Libertyville at the 33rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Libertyville's buildings actually sit
Libertyville rates 90.3% Minimal exposure against just 9.7% Direct and 0% Indirect — of 7,729 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,729 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Libertyville compares
Libertyville's 81st-percentile standing inside Illinois outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Libertyville ranks 21,801 for wildfire risk (1 is highest) and 2,202 by building count (1 is largest). Within Illinois alone, it ranks 279 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Libertyville's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 90.3% of buildings rated Minimal exposure, Libertyville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Libertyville's 21,801-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Libertyville, see the exposure-zones guide.