Libertyville, IA
Libertyville wildfire risk explained
Out of every US place USFS scores, Libertyville lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 241 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Libertyville at the 49th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Libertyville's building exposure, zone by zone
67.2% of Libertyville's 241 buildings sit in USFS's Minimal exposure zone, with only 32.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Libertyville against the rest of the country
Compare Libertyville's two percentiles: 66th within Iowa, only 48th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Libertyville ranks 16,505 for wildfire risk (1 is highest) and 23,427 by building count (1 is largest). Within Iowa alone, it ranks 351 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 48th national percentile, Libertyville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Libertyville
With 67.2% of buildings rated Minimal exposure, Libertyville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Libertyville's 16,505-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Libertyville, see the exposure-zones guide.