Libertytown, MD
How exposed is Libertytown to wildfire?
Out of every US place USFS scores, Libertytown lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 517 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Libertytown at the 13th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Libertytown's building exposure, zone by zone
70.6% of Libertytown's 517 buildings sit in USFS's Direct exposure zone, roughly 365 structures close enough to burnable vegetation for flame contact, not just embers — 29.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Libertytown ranks
Libertytown's risk sits at a similar level relative to Maryland (11th percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Libertytown ranks 27,133 for wildfire risk (1 is highest) and 17,074 by building count (1 is largest). Within Maryland alone, it ranks 469 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Libertytown and the insurance market
At the 14th national percentile, Libertytown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Libertytown's 70.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Libertytown's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Libertytown, see the exposure-zones guide.