Liberty, UT
Liberty wildfire risk explained
USFS scores Liberty at the 96th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 998 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Liberty at the 93rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Liberty's 998 counted buildings, 90.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Liberty ranks
Liberty's risk sits at a similar level relative to Utah (84th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Liberty ranks 1,370 for wildfire risk (1 is highest) and 11,952 by building count (1 is largest). Within Utah alone, it ranks 53 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Liberty
Liberty's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Liberty (90.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 998 counted buildings into the percentiles shown above for Liberty. For more on what direct exposure implies beyond Liberty, see the exposure-zones guide.