Liberty Triangle, FL
Liberty Triangle wildfire risk explained
USFS's Wildfire Risk to Communities model puts Liberty Triangle at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 11,768 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Liberty Triangle at the 75th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Liberty Triangle's building exposure, zone by zone
USFS puts 70.5% of Liberty Triangle's 11,768 buildings in the Indirect exposure zone, versus 21.5% Direct and 8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 11,768 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Liberty Triangle against the rest of the country
Inside Florida, Liberty Triangle sits at just the 34th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Liberty Triangle ranks 8,089 for wildfire risk (1 is highest) and 1,327 by building count (1 is largest). Within Florida alone, it ranks 626 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Liberty Triangle and the insurance market
Liberty Triangle's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Liberty Triangle's 70.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Liberty Triangle's figures come from
Liberty Triangle's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Liberty Triangle's dominant indirect exposure actually means, with real examples from across the dataset.