Liberty, TN
Liberty, TN's wildfire risk, in USFS's own numbers
Liberty sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 292 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Liberty's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Liberty's buildings actually sit
USFS classifies 52.4% of Liberty's buildings as Direct exposure, higher than its 47.6% Indirect share and far above its 0% Minimal share — a profile where 153 structures sit close enough to vegetation that lot clearing matters most.
Liberty against the rest of the country
Liberty scores 29th nationally and 16th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Liberty ranks 22,452 for wildfire risk (1 is highest) and 21,866 by building count (1 is largest). Within Tennessee alone, it ranks 423 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Liberty and the insurance market
At the 29th national percentile, Liberty rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Liberty's 52.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Liberty's figures come from
Every one of the two percentiles behind Liberty's 22,452-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Liberty's dominant direct exposure actually means, with real examples from across the dataset.