Liberty (Tioga), PA
Liberty (Tioga) wildfire risk explained
Out of every US place USFS scores, Liberty (Tioga) lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 157 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Liberty (Tioga) at the 49th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Liberty (Tioga)'s buildings actually sit
75.8% of Liberty (Tioga)'s 157 buildings sit in USFS's Direct exposure zone, roughly 119 structures close enough to burnable vegetation for flame contact, not just embers — 24.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Liberty (Tioga) ranks
Liberty (Tioga)'s 78th-percentile standing inside Pennsylvania outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Liberty (Tioga) ranks 16,367 for wildfire risk (1 is highest) and 26,582 by building count (1 is largest). Within Pennsylvania alone, it ranks 438 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Liberty (Tioga)'s elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Liberty (Tioga)
Liberty (Tioga)'s 75.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Liberty (Tioga)'s 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Liberty (Tioga), see the exposure-zones guide.