Liberty, SC
How exposed is Liberty to wildfire?
Liberty sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,954 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Liberty's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Liberty's building exposure, zone by zone
Direct exposure dominates in Liberty: 56.7% of its 1,954 buildings, versus 43.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Liberty compares
Inside South Carolina, Liberty sits at just the 43rd percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Liberty ranks 10,439 for wildfire risk (1 is highest) and 7,606 by building count (1 is largest). Within South Carolina alone, it ranks 269 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Liberty
Liberty's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Liberty's 56.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Liberty's figures come from
Liberty's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Liberty's dominant direct exposure actually means, with real examples from across the dataset.