Liberty, IL
Liberty, IL's wildfire risk, in USFS's own numbers
Liberty sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 342 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Liberty at the 21st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 86.6% of Liberty's 342 buildings in the Indirect exposure zone, versus 2.9% Direct and 10.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Liberty ranks
Compare Liberty's two percentiles: 64th within Illinois, only 21st nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Liberty ranks 24,922 for wildfire risk (1 is highest) and 20,509 by building count (1 is largest). Within Illinois alone, it ranks 527 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Liberty and the insurance market
Liberty's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 86.6% of Liberty's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 342 counted buildings into the percentiles shown above for Liberty. For more on what indirect exposure implies beyond Liberty, see the exposure-zones guide.