Liberty Hill, TX
Liberty Hill wildfire risk explained
Out of every US place USFS scores, Liberty Hill lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,082 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Liberty Hill's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Liberty Hill's buildings actually sit
Direct exposure dominates in Liberty Hill: 59.1% of its 2,082 buildings, versus 40.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Liberty Hill compares
Liberty Hill scores 83rd nationally and 69th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Liberty Hill ranks 5,372 for wildfire risk (1 is highest) and 7,248 by building count (1 is largest). Within Texas alone, it ranks 557 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Liberty Hill
Liberty Hill's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Liberty Hill (59.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Liberty Hill's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Liberty Hill, see the exposure-zones guide.