Liberty City, TX
How exposed is Liberty City to wildfire?
USFS's Wildfire Risk to Communities model puts Liberty City at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,476 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Liberty City's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Liberty City's buildings actually sit
1,476 buildings are counted in Liberty City, and 61.6% of them are Indirect exposure — ember-driven risk rather than the 38.4% in Direct exposure or the 0% rated Minimal.
Where Liberty City ranks
Liberty City's 70th national percentile looks worse in isolation than its 31st ranking inside Texas does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Liberty City ranks 9,401 for wildfire risk (1 is highest) and 9,279 by building count (1 is largest). Within Texas alone, it ranks 1,234 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Liberty City
Liberty City's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Liberty City (61.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Liberty City's figures come from
Every one of the two percentiles behind Liberty City's 9,401-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Liberty City's dominant indirect exposure actually means, with real examples from across the dataset.