Lexington, MO
How exposed is Lexington to wildfire?
USFS's Wildfire Risk to Communities model puts Lexington at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,540 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lexington's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Lexington's buildings actually sit
72.9% of Lexington's 2,540 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.6% Direct and 0.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Lexington against the rest of the country
Lexington's 51st national percentile looks worse in isolation than its 34th ranking inside Missouri does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Lexington ranks 15,599 for wildfire risk (1 is highest) and 6,227 by building count (1 is largest). Within Missouri alone, it ranks 705 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Lexington and the insurance market
Lexington's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lexington
Lexington's 72.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lexington's figures come from
Lexington's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lexington's dominant indirect exposure actually means, with real examples from across the dataset.