Lexington, IL
Lexington, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lexington at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lexington at the 7th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lexington's building exposure, zone by zone
USFS classifies 92.8% of Lexington's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Lexington compares
Compare Lexington's two percentiles: 36th within Illinois, only 8th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lexington ranks 29,144 for wildfire risk (1 is highest) and 10,478 by building count (1 is largest). Within Illinois alone, it ranks 919 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Lexington
Lexington's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 92.8% of Lexington outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,229 counted buildings into the percentiles shown above for Lexington. For more on what minimal exposure implies beyond Lexington, see the exposure-zones guide.