Lewisburg, TN
Lewisburg wildfire risk explained
Lewisburg sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 5,869 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lewisburg's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
Of Lewisburg's 5,869 counted buildings, 51.6% carry Direct exposure and only 11.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 5,869 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lewisburg against the rest of the country
Lewisburg's risk sits at a similar level relative to Tennessee (21st percentile statewide) as it does nationally (32nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lewisburg ranks 21,352 for wildfire risk (1 is highest) and 2,932 by building count (1 is largest). Within Tennessee alone, it ranks 396 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Lewisburg's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lewisburg's 51.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lewisburg's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lewisburg, see the exposure-zones guide.