Lewis, IN
Lewis wildfire risk explained
Out of every US place USFS scores, Lewis lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 107 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lewis's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Lewis's building exposure, zone by zone
USFS classifies 52.3% of Lewis's buildings as Direct exposure, higher than its 0% Indirect share and far above its 47.7% Minimal share — a profile where 56 structures sit close enough to vegetation that lot clearing matters most.
Where Lewis ranks
Compare Lewis's two percentiles: 37th within Indiana, only 5th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lewis ranks 29,878 for wildfire risk (1 is highest) and 28,728 by building count (1 is largest). Within Indiana alone, it ranks 611 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Lewis's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Lewis's 52.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 107 counted buildings into the percentiles shown above for Lewis. For more on what direct exposure implies beyond Lewis, see the exposure-zones guide.