Letts, IA
Letts wildfire risk explained
USFS's Wildfire Risk to Communities model puts Letts at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 282 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Letts at the 28th percentile, close to its 28th-percentile risk score.
Letts's building exposure, zone by zone
83.7% of Letts's 282 buildings sit in USFS's Minimal exposure zone, with only 16.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Letts compares
Letts scores 28th nationally and 43rd within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Letts ranks 22,592 for wildfire risk (1 is highest) and 22,116 by building count (1 is largest). Within Iowa alone, it ranks 585 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Letts
Letts's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 83.7% of Letts outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Letts's figures come from
Every one of the two percentiles behind Letts's 22,592-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Letts's dominant minimal exposure actually means, with real examples from across the dataset.