Leroy, TX
Leroy wildfire risk explained
Leroy's 290 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Leroy at the 74th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
290 buildings are counted in Leroy, and 85.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1% rated Minimal.
How Leroy compares
Inside Texas, Leroy sits at just the 48th percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Leroy ranks 7,734 for wildfire risk (1 is highest) and 21,926 by building count (1 is largest). Within Texas alone, it ranks 940 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Leroy and the insurance market
Leroy's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 85.9% of Leroy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Leroy's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Leroy, see the exposure-zones guide.