Leroy, AL
How exposed is Leroy to wildfire?
USFS's Wildfire Risk to Communities model puts Leroy at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 769 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Leroy at the 78th percentile, close to its 76th-percentile risk score.
Leroy's building exposure, zone by zone
Direct exposure dominates in Leroy: 89.9% of its 769 buildings, versus 10.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Leroy ranks
There's little gap between Leroy's 76th national percentile and its 65th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Leroy ranks 7,426 for wildfire risk (1 is highest) and 13,923 by building count (1 is largest). Within Alabama alone, it ranks 210 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Leroy's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Leroy
With 89.9% of Leroy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Leroy's 7,426-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Leroy, see the exposure-zones guide.