Leonard, OK
How exposed is Leonard to wildfire?
USFS scores Leonard at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 244 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Leonard at the 79th percentile, close to its 78th-percentile risk score.
Where Leonard's buildings actually sit
USFS classifies 100% of Leonard's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 244 structures sit close enough to vegetation that lot clearing matters most.
Leonard against the rest of the country
Inside Oklahoma, Leonard sits at just the 17th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Leonard ranks 7,031 for wildfire risk (1 is highest) and 23,343 by building count (1 is largest). Within Oklahoma alone, it ranks 696 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Leonard and the insurance market
At the 78th percentile nationally, Leonard carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Leonard's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Leonard's figures come from
Every one of the two percentiles behind Leonard's 7,031-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Leonard's dominant direct exposure actually means, with real examples from across the dataset.