Leonard, ND
Leonard wildfire risk explained
Leonard sits at the 55th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 240 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Leonard's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Leonard's buildings actually sit
USFS puts 51.3% of Leonard's 240 buildings in the Indirect exposure zone, versus 47.5% Direct and 1.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Leonard compares
There's little gap between Leonard's 55th national percentile and its 62nd percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Leonard ranks 14,223 for wildfire risk (1 is highest) and 23,473 by building count (1 is largest). Within North Dakota alone, it ranks 154 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Leonard
Leonard's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Leonard (51.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Leonard's figures come from
Leonard's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Leonard's dominant indirect exposure actually means, with real examples from across the dataset.