Leonard, MO
Leonard, MO's wildfire risk, in USFS's own numbers
USFS scores Leonard at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 88 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Leonard at the 49th percentile, close to its 48th-percentile risk score.
Where Leonard's buildings actually sit
Direct exposure dominates in Leonard: 88.6% of its 88 buildings, versus 0% Indirect and 11.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Leonard ranks
Leonard ranks lower within Missouri (29th percentile statewide) than its 48th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Leonard ranks 16,458 for wildfire risk (1 is highest) and 29,581 by building count (1 is largest). Within Missouri alone, it ranks 758 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Leonard
Leonard's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Leonard's 88.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Leonard's figures come from
Leonard's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Leonard's dominant direct exposure actually means, with real examples from across the dataset.