Leonard, MI
How exposed is Leonard to wildfire?
USFS scores Leonard at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 277 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Leonard at the 22nd percentile, close to its 21st-percentile risk score.
Where Leonard's buildings actually sit
277 buildings are counted in Leonard, and 72.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Leonard compares
Within Michigan, Leonard ranks higher (68th percentile) than it does nationally (21st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Leonard ranks 24,998 for wildfire risk (1 is highest) and 22,294 by building count (1 is largest). Within Michigan alone, it ranks 237 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Leonard and the insurance market
Leonard's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Leonard
Leonard's 72.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Leonard's figures come from
The methodology guide shows exactly how USFS turned 277 counted buildings into the percentiles shown above for Leonard. The exposure-zones guide covers what Leonard's dominant direct exposure actually means, with real examples from across the dataset.