Lenoir City, TN
Lenoir City, TN's wildfire risk, in USFS's own numbers
USFS scores Lenoir City at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 4,259 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lenoir City at the 79th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lenoir City's buildings actually sit
Indirect exposure is dominant in Lenoir City (53.2% of 4,259 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.1% sit in the Direct zone.
Lenoir City against the rest of the country
There's little gap between Lenoir City's 74th national percentile and its 74th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lenoir City ranks 8,238 for wildfire risk (1 is highest) and 4,009 by building count (1 is largest). Within Tennessee alone, it ranks 134 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Lenoir City's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 53.2% of Lenoir City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lenoir City's figures come from
Every one of the two percentiles behind Lenoir City's 8,238-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lenoir City's dominant indirect exposure actually means, with real examples from across the dataset.