Lemoyne, NE
How exposed is Lemoyne to wildfire?
USFS's Wildfire Risk to Communities model puts Lemoyne at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 232 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lemoyne's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Lemoyne's building exposure, zone by zone
Direct exposure dominates in Lemoyne: 52.6% of its 232 buildings, versus 47.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lemoyne against the rest of the country
Lemoyne's risk sits at a similar level relative to Nebraska (84th percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lemoyne ranks 6,745 for wildfire risk (1 is highest) and 23,743 by building count (1 is largest). Within Nebraska alone, it ranks 96 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Lemoyne's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lemoyne
With 52.6% of Lemoyne in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lemoyne's figures come from
Every one of the two percentiles behind Lemoyne's 6,745-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lemoyne's dominant direct exposure actually means, with real examples from across the dataset.