Lemon Cove, CA
Lemon Cove wildfire risk explained
Out of every US place USFS scores, Lemon Cove lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 289 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lemon Cove's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Where Lemon Cove's buildings actually sit
USFS classifies 85.8% of Lemon Cove's buildings as Direct exposure, higher than its 14.2% Indirect share and far above its 0% Minimal share — a profile where 248 structures sit close enough to vegetation that lot clearing matters most.
Where Lemon Cove ranks
Inside California, Lemon Cove sits at just the 57th percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lemon Cove ranks 3,711 for wildfire risk (1 is highest) and 21,934 by building count (1 is largest). Within California alone, it ranks 673 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Lemon Cove
Because Lemon Cove is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lemon Cove (85.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lemon Cove's figures come from
Lemon Cove's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lemon Cove's dominant direct exposure actually means, with real examples from across the dataset.