Lemay, MO
How exposed is Lemay to wildfire?
Out of every US place USFS scores, Lemay lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 7,718 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lemay at the 37th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lemay's building exposure, zone by zone
USFS classifies 99.4% of Lemay's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,718 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Lemay ranks
Lemay's 34th national percentile looks worse in isolation than its 11th ranking inside Missouri does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Lemay ranks 20,708 for wildfire risk (1 is highest) and 2,208 by building count (1 is largest). Within Missouri alone, it ranks 949 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Lemay and the insurance market
Lemay's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 99.4% of buildings rated Minimal exposure, Lemay gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lemay's figures come from
Every one of the two percentiles behind Lemay's 20,708-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lemay's dominant minimal exposure actually means, with real examples from across the dataset.