Leland, NC
Leland, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Leland lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 9,384 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Leland at the 84th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Leland's building exposure, zone by zone
Most of Leland's buildings (48.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 9,384 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Leland against the rest of the country
There's little gap between Leland's 86th national percentile and its 96th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Leland ranks 4,290 for wildfire risk (1 is highest) and 1,744 by building count (1 is largest). Within North Carolina alone, it ranks 34 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Leland's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Leland (48.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Leland's 4,290-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Leland, see the exposure-zones guide.