Leisuretowne, NJ
Leisuretowne wildfire risk explained
Leisuretowne's 2,434 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Leisuretowne at the 85th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Leisuretowne's buildings actually sit
Most of Leisuretowne's buildings (80.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Leisuretowne against the rest of the country
Leisuretowne scores 85th nationally and 90th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Leisuretowne ranks 4,607 for wildfire risk (1 is highest) and 6,431 by building count (1 is largest). Within New Jersey alone, it ranks 70 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Leisuretowne and the insurance market
Leisuretowne's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Leisuretowne's 80.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Leisuretowne's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Leisuretowne, see the exposure-zones guide.