Leisure Lake, MO
How exposed is Leisure Lake to wildfire?
Leisure Lake sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 209 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Leisure Lake at the 68th percentile, close to its 66th-percentile risk score.
Leisure Lake's building exposure, zone by zone
Direct exposure dominates in Leisure Lake: 70.3% of its 209 buildings, versus 28.2% Indirect and 1.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Leisure Lake compares
Leisure Lake's risk sits at a similar level relative to Missouri (73rd percentile statewide) as it does nationally (66th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Leisure Lake ranks 10,623 for wildfire risk (1 is highest) and 24,521 by building count (1 is largest). Within Missouri alone, it ranks 291 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Leisure Lake and the insurance market
Leisure Lake's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Leisure Lake
Because Direct exposure dominates in Leisure Lake (70.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Leisure Lake's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Leisure Lake, see the exposure-zones guide.