Leisure City, FL
Leisure City, FL's wildfire risk, in USFS's own numbers
Leisure City sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 6,134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Leisure City at the 74th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Leisure City's building exposure, zone by zone
USFS classifies 91.4% of Leisure City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 6,134 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Leisure City ranks
Inside Florida, Leisure City sits at just the 26th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Leisure City ranks 9,481 for wildfire risk (1 is highest) and 2,825 by building count (1 is largest). Within Florida alone, it ranks 705 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Leisure City's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 91.4% of buildings rated Minimal exposure, Leisure City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Leisure City's figures come from
Leisure City's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Leisure City's dominant minimal exposure actually means, with real examples from across the dataset.