Leilani Estates, HI
How exposed is Leilani Estates to wildfire?
USFS scores Leilani Estates at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,153 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Leilani Estates's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Leilani Estates: 99.3% of its 1,153 buildings, versus 0.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Leilani Estates ranks
Leilani Estates's 86th national percentile looks worse in isolation than its 19th ranking inside Hawaii does — this place is on the milder end for its own state, by 66 points. Among the 31,521 US communities USFS scores, Leilani Estates ranks 4,571 for wildfire risk (1 is highest) and 10,931 by building count (1 is largest). Within Hawaii alone, it ranks 132 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Leilani Estates and the insurance market
Leilani Estates's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Leilani Estates (99.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Leilani Estates's figures come from
The methodology guide shows exactly how USFS turned 1,153 counted buildings into the percentiles shown above for Leilani Estates. The exposure-zones guide covers what Leilani Estates's dominant direct exposure actually means, with real examples from across the dataset.