Legend Lake, WI
Legend Lake, WI's wildfire risk, in USFS's own numbers
Legend Lake sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,053 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Legend Lake's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
Of Legend Lake's 2,053 counted buildings, 98.6% carry Direct exposure and only 1.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Legend Lake compares
Legend Lake's 74th-percentile standing inside Wisconsin outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Legend Lake ranks 21,227 for wildfire risk (1 is highest) and 7,331 by building count (1 is largest). Within Wisconsin alone, it ranks 211 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Legend Lake and the insurance market
Legend Lake's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Legend Lake
Because Direct exposure dominates in Legend Lake (98.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Legend Lake's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Legend Lake, see the exposure-zones guide.