Leesburg, FL
Leesburg wildfire risk explained
Leesburg's 10,438 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Leesburg's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Leesburg's building exposure, zone by zone
46% of Leesburg's 10,438 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 29.1% Direct and 25% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 10,438 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Leesburg ranks
Inside Florida, Leesburg sits at just the 68th percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Leesburg ranks 4,409 for wildfire risk (1 is highest) and 1,523 by building count (1 is largest). Within Florida alone, it ranks 306 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Leesburg's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Leesburg
Leesburg's 46% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Leesburg's figures come from
Every one of the two percentiles behind Leesburg's 4,409-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Leesburg's dominant indirect exposure actually means, with real examples from across the dataset.