Lee, IL
How exposed is Lee to wildfire?
USFS's Wildfire Risk to Communities model puts Lee at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 214 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lee at the 1st percentile, close to its 1st-percentile risk score.
Lee's building exposure, zone by zone
USFS classifies 88.3% of Lee's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Lee against the rest of the country
Lee scores 1st nationally and 8th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lee ranks 31,289 for wildfire risk (1 is highest) and 24,327 by building count (1 is largest). Within Illinois alone, it ranks 1,337 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Lee's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lee's 88.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lee's 31,289-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lee, see the exposure-zones guide.