Lee, FL
Lee wildfire risk explained
Lee sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 298 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lee at the 71st percentile, close to its 71st-percentile risk score.
Lee's building exposure, zone by zone
Direct exposure dominates in Lee: 86.6% of its 298 buildings, versus 13.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Lee ranks
Inside Florida, Lee sits at just the 28th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lee ranks 9,134 for wildfire risk (1 is highest) and 21,677 by building count (1 is largest). Within Florida alone, it ranks 688 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Lee and the insurance market
Lee's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 86.6% of Lee in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 298 counted buildings into the percentiles shown above for Lee. For more on what direct exposure implies beyond Lee, see the exposure-zones guide.