Lecanto, FL
How exposed is Lecanto to wildfire?
USFS's Wildfire Risk to Communities model puts Lecanto at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,727 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lecanto at the 79th percentile, close to its 82nd-percentile risk score.
Where Lecanto's buildings actually sit
77.6% of Lecanto's 3,727 buildings sit in USFS's Direct exposure zone, roughly 2,891 structures close enough to burnable vegetation for flame contact, not just embers — 22.2% fall in the Indirect, ember-only zone and 0.2% are Minimal.
Lecanto against the rest of the country
Lecanto's 82nd national percentile looks worse in isolation than its 52nd ranking inside Florida does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Lecanto ranks 5,827 for wildfire risk (1 is highest) and 4,496 by building count (1 is largest). Within Florida alone, it ranks 457 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lecanto
At the 82nd percentile nationally, Lecanto carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Lecanto's 77.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lecanto's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lecanto, see the exposure-zones guide.