Lebec, CA
Lebec wildfire risk explained
Lebec sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,024 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lebec's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Where Lebec's buildings actually sit
1,024 buildings are counted in Lebec, and 66.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Lebec ranks
Lebec's risk sits at a similar level relative to California (92nd percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lebec ranks 217 for wildfire risk (1 is highest) and 11,765 by building count (1 is largest). Within California alone, it ranks 125 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Lebec is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lebec (66.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Lebec's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lebec, see the exposure-zones guide.