Lebanon, TN
Lebanon wildfire risk explained
Lebanon sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 14,992 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lebanon's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Lebanon's buildings actually sit
USFS puts 38.2% of Lebanon's 14,992 buildings in the Indirect exposure zone, versus 29.5% Direct and 32.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 14,992 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lebanon compares
Lebanon's risk sits at a similar level relative to Tennessee (11th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lebanon ranks 23,526 for wildfire risk (1 is highest) and 989 by building count (1 is largest). Within Tennessee alone, it ranks 449 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Lebanon
Lebanon's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 38.2% of Lebanon's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lebanon's figures come from
The methodology guide shows exactly how USFS turned 14,992 counted buildings into the percentiles shown above for Lebanon. The exposure-zones guide covers what Lebanon's dominant indirect exposure actually means, with real examples from across the dataset.