Lebanon, SD
Lebanon, SD's wildfire risk, in USFS's own numbers
Lebanon's 121 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lebanon at the 75th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lebanon's building exposure, zone by zone
121 buildings are counted in Lebanon, and 57.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Lebanon ranks
Lebanon scores 80th nationally and 79th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lebanon ranks 6,379 for wildfire risk (1 is highest) and 28,131 by building count (1 is largest). Within South Dakota alone, it ranks 94 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Lebanon's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 57.9% of Lebanon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lebanon's figures come from
Lebanon's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lebanon's dominant direct exposure actually means, with real examples from across the dataset.