Lebanon, IL
Lebanon, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lebanon lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,799 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lebanon at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lebanon's buildings actually sit
USFS puts 84.3% of Lebanon's 1,799 buildings in the Indirect exposure zone, versus 15.3% Direct and 0.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Lebanon compares
Within Illinois, Lebanon ranks higher (31st percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lebanon ranks 29,682 for wildfire risk (1 is highest) and 8,062 by building count (1 is largest). Within Illinois alone, it ranks 997 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lebanon and the insurance market
Lebanon's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lebanon's 84.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lebanon's figures come from
Lebanon's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lebanon's dominant indirect exposure actually means, with real examples from across the dataset.