Lealman, FL
Lealman wildfire risk explained
USFS scores Lealman at the 66th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 9,379 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lealman's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Lealman's building exposure, zone by zone
Most of Lealman's buildings (95% of 9,379) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,379 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lealman compares
Lealman's 66th national percentile looks worse in isolation than its 21st ranking inside Florida does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Lealman ranks 10,710 for wildfire risk (1 is highest) and 1,746 by building count (1 is largest). Within Florida alone, it ranks 751 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lealman
At the 66th percentile nationally, Lealman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 95% of buildings rated Minimal exposure, Lealman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Lealman's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lealman, see the exposure-zones guide.